Zhanar Tukeyeva

• • Regulatory registration and product approval activities for Commercial P&C insurance products with the Central Bank of the UAE (CBUAE), ensuring alignment with applicable regulatory and

prudential requirements.

• • Designed and established the Commercial P&C Risk Appetite Framework, including risk limits, capital thresholds, and governance triggers to support disciplined growth and risk-taking.

• • Developed and implemented stress testing and scenario analysis frameworks for the Commercial P&C portfolio to assess resilience under adverse underwriting, market, operational, and catastrophe conditions.

• • Oversaw cross-border regulatory registration initiatives to enable the company to conduct inward reinsurance business in selected jurisdictions, coordinating with internal stakeholders and external advisors.

• • Built the governance architecture for a newly established P&C division, including policies, manuals, guidelines, and procedures across risk management, compliance/AML, and

underwriting governance, risk appetite framework, pricing governance, and related control standards

• • Partnered with business, compliance, actuarial, finance, and operations teams to embed

governance, regulatory compliance, and risk oversight into new product and business

development initiatives.

• • Coaching: Provide personalized coaching to professionals and leaders, leveraging 19+ years of

expertise to enhance their skills in risk management, decision-making, and leadership.

• • Risk Management Consulting: Offer tailored consulting services on Enterprise Risk

Management (ERM), digital risk, and emerging risk trends, with a focus on building robust frameworks and fostering risk-aware cultures.

• • Training Programs: Design and deliver interactive training on key risk management topics, including digital risk, scenario analysis, stress testing, foresight, and horizon scanning.

• • Business Continuity Planning (BCP): Develop and implement comprehensive BCP

frameworks, conduct impact analyses, and facilitate testing and training to enhance

organizational resilience.

• • Advisory Services: Advise organizations on regulatory compliance, ESG integration, and

aligning risk strategies with business goals.

• • Industry Thought Leadership: Share insights and best practices on digital and emerging risks as a member of professional associations.

• • Scenario Analysis and Stress Testing: Assist businesses in designing and executing scenario

planning and stress tests to quantify risks and enhance decision-making.

• • Cyber Risk and Digital Transformation: Provide expertise on managing cybersecurity risks and integrating risk management into digital transformation initiatives.

• • Governance and Strategy Support: Guide organizations in defining risk appetites, capital thresholds, and governance structures to ensure sustainable growth. Studying professional coaching and providing coaching practice.

• • Supported the syndicate-in-a-box (SIAB) initiative, which operates on the Lloyd's platform under the Dubai International Financial Centre (DIFC): defining risk appetite, development of ESG policies, ORSA, stress scenarios, and stress tests.

• • Established ERM framework, risk appetite and elevated the risk management maturity and culture.

• • Embedded the risk management framework across departments and ensuring collaborative work with the Business on efficient management of risks

• • Established credit risk, operational risk and insurance risk and other ERM processes and procedures within the departments and other business divisions (conduct risk and product development review)

• • Managing reinsurance credit risk, reinsurance security list, development and establishment of reinsurance credit risk limits, due diligence and monitoring of reinsurers.

• • Development and monitoring of exceptional approval process and limits for facultative reinsurance

• • Due diligence and risk review of large and unusual transactions, business strategy and major accounts. Risk review of business counterparties before initiation of projects or business partnerships.

• • Development and implementing different stress scenarios and stress tests

• • Defining and establishment of thresholds for Capital levels/Solvency

• • Managing emerging risks, development and implementation of RCSA (Risk and control self

assessment) process

• • Support annual review for rating agencies' review

• • Chair of the Executive Risk Committee

• • Member of management committee for syndicate-in-a-box (SIAB)

• • Leading the Board Risk Committee: successful establishment and management of governance

• • Conducting internal ERM trainings for employees

• • Deep dives and risk reviews for different functions, processes and insurance lines of business

• • of the Cyber Risk Special Interest Group Institute of Risk management