In-depth Financial Crime expertise across all areas of Compliance, Fraud, AML/CFT, Cybercrime, Bribery & Corruption, FCA Handbook, JMLSG, PIDA, 5MLD, PSD2/PSR and EMRs, PAR, GDPR, PEPs, Sanctions, KYC, KYB, EDD, building, establishing and embedding a Compliance, Fraud & Risk function, understanding credit risks and establishing product risk appetites, building policies, governance framework, delivering compliance and security training to globally-based staff, conducting complex investigations, managing disputes, chargebacks and transactional analysis myself as first and second line defence, in addition to analysis teams based globally and dealing with NCA, FCA and LEA globally.

Worked in prepaid, debit, credit, payments, banking, acquiring, issuing, processing, lending, MSB's and Forex. Specialising in start-ups and experience in small, medium and large financial institutions.

Particular interest in Crypto Currencies and digital money.

Responsible for Business Continuity Management, Physical Security, Travel Safety & Security Program, global HSE, Vendor Risk Management, all company Compliance & Security Training, Whistleblowing, Risk Assessment, Strategy, Mitigation and Management, Audit, Policy Writing, HIPAA, PCI DSS, GDPR, Privacy & Global Data Protection. Responsible for successful delivery of key areas of annual SOC2 Type 2, and PCI audits.